Always Getting You The Best Rate. Founded in 2015 by ex-professional bankers with over 100 years of combined experience.
Built for Complexity, Powered by Expertise. Delivering tailored funding solutions for businesses, developers, and high-net-worth individuals.
Rainstone Money is passionate and dedicated to supporting homeowners, first-time buyers, landlords, and property investors across the UK. Whether you're purchasing your dream home, expanding a portfolio, or refinancing, our expert team is here to help.
Every solution is tailored to your needs, and our brokers act as your dedicated mortgage broker across the market to secure the best terms possible.
Best deals and expert advice
If you're buying a property with the intention of renting it out, a buy-to-let mortgage might be the ideal fit. Our skilled consultants possess the in-house know-how to comprehend the current challenges faced by landlords.
Get the best rateSwitch and save
Exploring different mortgage deals is crucial to finding one that suits your goals and financial capabilities. We help you navigate the remortgaging process to secure better terms and lower rates.
Speak to an expertYour first step onto the ladder
Choosing the right mortgage for your specific circumstances is a pivotal decision. With flexible mortgages, you have options like changing interest rates, customising repayment plans, and making extra payments when needed.
Book a consultationWe believe in doing the right thing, acting transparently in every interaction. Our commitment to honesty ensures you get advice that truly serves your interests.
Your goals are our priority. We take the time to understand your unique situation and tailor our approach to deliver solutions that work for you, not just a product.
Finance involves risk, and we ensure you understand every decision. Our experienced team builds solutions that protect your interests while maximising opportunity.
With over 100 years of combined experience, our team brings deep industry knowledge to every case, ensuring access to the best products and strategies available.
Our Commercial Finance division works with business owners, property developers, and investors to arrange funding solutions tailored to their needs. From bridging loans to development finance and asset-backed lending, we provide flexible financing strategies designed to support growth, cash flow, and long-term success.
Commercial Finance encompasses a wide range of solutions, including loans, lines of credit, equipment financing, factoring, and other specialised financial products tailored to the unique requirements of businesses.
Let your business thrive
Rainstone Money is a trusted commercial finance broker for flexible funding solutions. Commercial mortgage rates play a crucial role in determining the cost of borrowing for businesses. We help you make informed decisions about your financing needs.
Speak to an expertQuick access to funds when needed
Bridging loans offer a means to secure a substantial sum for a brief duration. They're primarily used to 'bridge the gap' in property transactions, such as facilitating the purchase of a new property before the sale of an existing one is finalised.
Free broker adviceFunding to fuel your growth
Whether it's a term loan, line of credit, equipment financing, or factoring — our commercial finance options are structured to provide resilience, offering adaptable terms and support mechanisms to help your business navigate changing economic landscapes.
Speak to an expertWe believe in doing the right thing, acting transparently in every interaction. Our commitment to honesty ensures you get advice that truly serves your interests.
Your goals are our priority. We take the time to understand your unique situation and tailor our approach to deliver solutions that work for you, not just a product.
Finance involves risk, and we ensure you understand every decision. Our experienced team builds solutions that protect your interests while maximising opportunity.
With over 100 years of combined experience, our team brings deep industry knowledge to every case, ensuring access to the best products and strategies available.
We thoroughly assess your current financial landscape, helping you to achieve both short- and long-term objectives. From personalised financial forecasting to tailored investment strategies, our team supports you through every stage of the planning process and far beyond the fundamentals.
Schedule a ChatTransparent, unbiased advice with no hidden commissions.
We are legally bound to act in your best interest at all times.
Our team consists of qualified advisors, not sales agents.
We thoroughly assess your current financial landscape, helping you to achieve both short- and long-term objectives. From personalised financial forecasting to tailored investment strategies, our team supports you through every stage of the planning process and far beyond the fundamentals.
Schedule a ChatWork out how much you could borrow and how much deposit you need for a mortgage. Our free calculator gives you an instant estimate based on your income and circumstances.
Calculate NowFrom initial enquiry to completion, our streamlined process makes commercial finance straightforward.
Tell us about your requirements and we'll assess your needs.
We gather the required documentation to support your application.
We secure a DIP from lenders based on your financial profile.
Full application submitted with all supporting information.
Formal mortgage offer issued by the lender for your review.
Funds released, deal completed. We're here beyond completion.
Commercial Broker Awards
Broker Innovation Awards
Ultimate Business Networking & Excellence Awards
The Signature Awards
Global Business Awards
SME News Awards
Founded in 2015, Rainstone Money has been built up by ex-professional bankers with a combined experience of over 100 years within the commercial finance and property industry. We have taken great pride in building long lasting relationships with our clients and supporting them with all of their financial needs. We are experts in commercial finance, mortgages, development funding, bridging finance, business loans, asset finance, invoice finance and insurance.
“We launched Rainstone Money Commercial Finance as a distinct arm of Rainstone Money Group to deliver a more focused and specialist service for complex commercial finance needs and high-net-worth individuals. This move enables us to provide tailored, innovative solutions with a premium, hands-on approach that reflects the calibre of our clients and the sophistication of their portfolios.”
“Moe was fantastic, you can tell he is very knowledgeable about mortgages. I had quite a complex case, he was able to advise me and present various different options. I would highly recommend him and Rainstone.”
“The team at Rainstone were absolutely amazing. The communication and transparency were great from start to finish and they worked tirelessly to get the best deal to suit my requirements. Thank you to Rahul and Foyaz for your amazing support I will be returning!”
“Excellent performance from the guys at Rainstone. I came to them for financial advice regarding my business, they were very efficient we were in constant communication. I found the whole experience professional and thorough. Thanks to Hassan and Lauren for all of their efforts!”
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Read InsightCommon questions for commercial finance
In many cases, bridging loans can be arranged within 7–14 days, depending on the complexity of the case and the lender's requirements. Our team works swiftly to ensure you have access to funds when you need them most, whether for auction purchases, chain breaks, or time-sensitive opportunities.
Absolutely. We specialise in complex cases that high-street banks may decline. With access to a wide panel of specialist lenders, we can often find solutions for clients who have been turned down elsewhere, including those with adverse credit, non-standard income, or unusual property types.
Our fee structure is transparent and discussed upfront. Broker fees vary depending on the lender, product, and complexity of your case. We always ensure you understand the full cost before proceeding. In many instances, our access to exclusive rates means you save more overall, even after our fees are taken into account.
Typically, we'll need proof of identity, proof of address, income evidence (payslips, tax returns, or company accounts), bank statements, and details of the property or asset involved. For commercial cases, we may also require business plans, cash-flow forecasts, and asset schedules. Our team will guide you through exactly what's needed.
Connect with our experts for a free consultation and tailored advice.