/* ============================================================
   RAINSTONE COMMERCIAL — Master Stylesheet
   Color Palette (from mockup):
     --green-dark   #1B3C2D   (primary bg / header / dark sections)
     --green-mid    #2A5A3F   (hover states)
     --gold         #C9A84C   (accent / CTAs)
     --gold-light   #D4B96A   (hover accent)
     --cream        #F5F2EB   (light section bg)
     --white        #FFFFFF
     --off-white    #FAFAF7
     --text-dark    #1A1A1A
     --text-body    #4A4A4A
     --text-light   #8A8A8A
   ============================================================ */

/* ---------- RESET & BASE ---------- */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{
    font-family:'Inter',system-ui,-apple-system,sans-serif;
    color:#1A1A1A;
    background:#fff;
    line-height:1.7;
    overflow-x:hidden;
    -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none;transition:color .3s}
ul{list-style:none}
button{cursor:pointer;border:none;background:none;font-family:inherit}
input,textarea,select{font-family:inherit;font-size:inherit}

/* ---------- UTILITIES ---------- */
.container{width:100%;max-width:1280px;margin:0 auto;padding:0 24px}
.text-accent{color:#C9A84C}
.section-label{
    font-size:.8rem;letter-spacing:3px;text-transform:uppercase;
    color:#C9A84C;font-weight:600;margin-bottom:8px;
}
.section-title{
    font-family:'Playfair Display',Georgia,serif;
    font-size:clamp(2rem,4vw,3rem);font-weight:700;
    margin-bottom:16px;line-height:1.2;
}
.section-subtitle{color:#4A4A4A;max-width:620px;margin:0 auto 48px}
.section-cta{text-align:center;margin-top:48px}

/* ---------- BUTTONS ---------- */
.btn{
    display:inline-flex;align-items:center;gap:10px;
    font-weight:600;font-size:.95rem;border-radius:8px;
    transition:all .35s ease;cursor:pointer;white-space:nowrap;
}
.btn i{font-size:.8rem;transition:transform .3s}
.btn:hover i{transform:translateX(3px)}
.btn-primary{
    background:#1B3C2D;color:#fff;padding:14px 32px;
    border:2px solid #1B3C2D;
}
.btn-primary:hover{background:#2A5A3F;border-color:#2A5A3F}
.btn-secondary{
    background:#C9A84C;color:#1B3C2D;padding:14px 32px;
    border:2px solid #C9A84C;
}
.btn-secondary:hover{background:#D4B96A;border-color:#D4B96A}
.btn-outline{
    background:transparent;color:#1B3C2D;padding:14px 32px;
    border:2px solid #1B3C2D;
}
.btn-outline:hover{background:#1B3C2D;color:#fff}
.btn-text{
    color:#1B3C2D;font-weight:600;padding:0;background:none;border:none;
}
.btn-text:hover{color:#C9A84C}
.btn-full{width:100%;justify-content:center}

/* ---------- TOP BAR ---------- */
.top-bar{
    background:#152E22;color:rgba(255,255,255,.85);
    font-size:.82rem;padding:8px 0;
}
.top-bar-inner{display:flex;justify-content:space-between;align-items:center}
.top-bar-left{display:flex;gap:24px}
.top-bar-left a{color:rgba(255,255,255,.85);display:flex;align-items:center;gap:6px}
.top-bar-left a:hover{color:#C9A84C}
.top-bar-right{display:flex;gap:16px}
.top-bar-right a{color:rgba(255,255,255,.7);font-size:.85rem}
.top-bar-right a:hover{color:#C9A84C}

/* ---------- MODE TAB BAR ---------- */
.mode-bar{
    background:#152E22;
    border-bottom:1px solid rgba(255,255,255,.06);
}
.mode-bar-inner{
    display:flex;align-items:center;gap:0;
    padding:0;
}
.mode-tab{
    padding:10px 28px;font-size:.85rem;font-weight:600;
    color:rgba(255,255,255,.5);letter-spacing:.5px;
    border:none;background:transparent;cursor:pointer;
    position:relative;transition:color .3s,background .3s;
    font-family:'Inter',system-ui,sans-serif;
}
.mode-tab:hover{color:rgba(255,255,255,.8)}
.mode-tab.active{
    color:#fff;
    background:rgba(255,255,255,.06);
}
.mode-tab.active::after{
    content:'';position:absolute;bottom:0;left:0;right:0;
    height:2px;background:#C9A84C;
}

/* Tab visibility — driven by body[data-mode] */
.tab-personal{display:block}
.tab-commercial{display:none}
body[data-mode="commercial"] .tab-personal{display:none}
body[data-mode="commercial"] .tab-commercial{display:block}

/* Nav items that swap per mode */
.nav-personal{display:flex}
.nav-commercial{display:none !important}
body[data-mode="commercial"] .nav-personal{display:none !important}
body[data-mode="commercial"] .nav-commercial{display:flex !important}
body[data-mode="commercial"] .nav-personal-item{display:none}

/* ---------- HEADER ---------- */
.site-header{
    position:sticky;top:0;z-index:1000;
    background:#1B3C2D;
    padding:0;
    transition:box-shadow .3s,padding .3s;
}
.site-header.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.15)}
.header-inner{
    display:flex;align-items:center;justify-content:space-between;
    height:72px;
}

/* Logo */
.logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.logo-text{display:flex;flex-direction:column;line-height:1.1}
.logo-name{
    font-family:'Playfair Display',serif;font-weight:700;
    font-size:1.25rem;color:#fff;letter-spacing:2px;
}
.logo-tagline{
    font-size:.65rem;letter-spacing:3px;text-transform:uppercase;
    color:#C9A84C;font-weight:500;
}

/* Nav */
.main-nav{flex:1;display:flex;justify-content:center}
.nav-list{display:flex;align-items:center;gap:4px}
.nav-item>a{
    display:flex;align-items:center;gap:5px;
    padding:10px 16px;color:rgba(255,255,255,.9);
    font-size:.88rem;font-weight:500;border-radius:6px;
    transition:background .3s,color .3s;white-space:nowrap;
}
.nav-item>a:hover,.nav-item:hover>a{background:rgba(255,255,255,.08);color:#fff}
.nav-item>a .fa-chevron-down{font-size:.6rem;opacity:.5;transition:transform .3s}
.nav-item:hover>a .fa-chevron-down{transform:rotate(180deg);opacity:1}

/* Nav CTA */
.nav-cta{
    background:#C9A84C !important;color:#1B3C2D !important;
    border-radius:6px !important;font-weight:600 !important;
}
.nav-cta:hover{background:#D4B96A !important}

/* Dropdowns */
.has-dropdown{position:relative}
.dropdown{
    position:absolute;top:100%;left:0;
    min-width:240px;padding:8px 0;
    background:#fff;border-radius:10px;
    box-shadow:0 12px 40px rgba(0,0,0,.12);
    opacity:0;visibility:hidden;transform:translateY(10px);
    transition:all .3s ease;
}
.has-dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{
    display:block;padding:10px 20px;color:#1A1A1A;
    font-size:.88rem;transition:background .2s,color .2s;
}
.dropdown li a:hover{background:#F5F2EB;color:#1B3C2D}

/* Header actions */
.header-actions{display:flex;align-items:center;gap:16px}
.header-phone{
    color:#C9A84C;font-size:1.15rem;
    width:40px;height:40px;display:flex;align-items:center;justify-content:center;
    border-radius:50%;border:1px solid rgba(201,168,76,.3);
    transition:all .3s;
}
.header-phone:hover{background:#C9A84C;color:#1B3C2D}

/* Mobile toggle */
.mobile-toggle{
    display:none;flex-direction:column;gap:5px;
    width:28px;padding:4px 0;
}
.mobile-toggle span{
    display:block;height:2px;background:#fff;border-radius:2px;
    transition:all .3s;
}

/* ---------- HERO ---------- */
.hero{
    position:relative;min-height:85vh;display:flex;flex-direction:column;
    justify-content:center;overflow:hidden;
}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-overlay{
    position:absolute;inset:0;z-index:1;
    background:linear-gradient(135deg,rgba(27,60,45,.88) 0%,rgba(27,60,45,.65) 50%,rgba(27,60,45,.4) 100%);
}
.hero-image{
    position:absolute;inset:0;
}
.hero-image-personal{
    background:linear-gradient(135deg,#2A5A3F 0%,#1B3C2D 40%,#3d7a5a 100%);
    /* Replace with: background:url('../images/hero-personal.jpg') center/cover; */
}
.hero-image-commercial{
    background:linear-gradient(135deg,#1B3C2D 0%,#152E22 40%,#2A5A3F 100%);
    /* Replace with: background:url('../images/hero-commercial.jpg') center/cover; */
}
.hero-content{position:relative;z-index:2;padding:120px 0 80px}
.hero-text{max-width:680px}
.hero-text h1{
    font-family:'Playfair Display',serif;font-weight:700;
    font-size:clamp(2.4rem,5vw,3.8rem);line-height:1.15;
    color:#fff;margin-bottom:20px;
}
.hero-subtitle{
    color:rgba(255,255,255,.85);font-size:1.1rem;
    margin-bottom:36px;line-height:1.7;
}
.hero-subtitle strong{color:#C9A84C}
.hero-btns{display:flex;gap:16px;flex-wrap:wrap}
.btn-outline-light{
    background:transparent;color:#fff;padding:14px 32px;
    border:2px solid rgba(255,255,255,.4);
}
.btn-outline-light:hover{background:rgba(255,255,255,.1);border-color:#fff}

/* Commercial hero video */
.hero-video{
    position:absolute;inset:0;width:100%;height:100%;
    object-fit:cover;z-index:0;
}
.hero-overlay-commercial{
    background:linear-gradient(135deg,rgba(21,46,34,.92) 0%,rgba(27,60,45,.7) 50%,rgba(27,60,45,.5) 100%);
    z-index:1;
}

/* Reduced motion: pause video */
@media(prefers-reduced-motion:reduce){
    .hero-video{display:none}
}

/* Hero logos strip */
.hero-logos{
    position:relative;z-index:2;
    background:rgba(255,255,255,.08);
    backdrop-filter:blur(10px);
    border-top:1px solid rgba(255,255,255,.1);
    padding:20px 0;
}
.hero-logos-inner{
    display:flex;justify-content:center;align-items:center;
    gap:40px;flex-wrap:wrap;
}
.logo-badge{
    display:flex;align-items:center;gap:10px;
    color:rgba(255,255,255,.8);font-size:.82rem;font-weight:500;
}
.badge-icon{
    width:36px;height:36px;display:flex;align-items:center;justify-content:center;
    border-radius:8px;background:rgba(201,168,76,.15);color:#C9A84C;font-size:.9rem;
}

/* ---------- SOLUTIONS SECTIONS ---------- */
.solutions-section{
    padding:100px 0;text-align:center;
    background:#FAFAF7;
}
.solutions-alt{background:#fff}
.solutions-grid{
    display:grid;grid-template-columns:1fr 1fr;gap:60px;
    text-align:left;margin-top:48px;align-items:center;
}
.solutions-content h3{
    font-family:'Playfair Display',serif;font-size:clamp(1.6rem,3vw,2.2rem);
    font-weight:700;margin-bottom:16px;line-height:1.25;
}
.solutions-content p{color:#4A4A4A;margin-bottom:16px}
.stat-block{
    display:flex;align-items:center;gap:16px;
    margin:28px 0 32px;padding:20px 24px;
    background:#fff;border-radius:12px;
    border:1px solid rgba(27,60,45,.08);
    box-shadow:0 4px 20px rgba(0,0,0,.04);
}
.solutions-alt .stat-block{background:#FAFAF7}
.stat-number{
    font-family:'Playfair Display',serif;font-size:2.8rem;
    font-weight:700;color:#1B3C2D;line-height:1;
}
.stat-text{font-size:.85rem;color:#4A4A4A;line-height:1.5}

/* Image placeholders */
.image-placeholder{
    width:100%;aspect-ratio:4/3;border-radius:16px;
    display:flex;align-items:center;justify-content:center;
    font-size:4rem;color:rgba(27,60,45,.15);
    overflow:hidden;
}
.personal-img{background:linear-gradient(135deg,#F5F2EB 0%,#E8E2D6 100%)}
.commercial-img{background:linear-gradient(135deg,#E8EDE9 0%,#D0DAD3 100%)}
.planning-img{background:linear-gradient(135deg,#F0EDE5 0%,#E0D9CB 100%)}
.quote-img{background:linear-gradient(135deg,#E8E2D6 0%,#D6CDB8 100%)}
.insight-placeholder{
    width:100%;height:200px;display:flex;align-items:center;justify-content:center;
    background:linear-gradient(135deg,#E8EDE9 0%,#D0DAD3 100%);
    font-size:2.5rem;color:rgba(27,60,45,.15);
}

/* Values row */
.values-row{
    display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
    margin-top:60px;text-align:center;
}
.value-card{
    padding:32px 24px;border-radius:16px;
    background:#fff;
    border:1px solid rgba(27,60,45,.06);
    box-shadow:0 4px 20px rgba(0,0,0,.04);
    transition:transform .3s,box-shadow .3s;
}
.solutions-alt .value-card{background:#FAFAF7}
.value-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.08)}
.value-icon{
    width:56px;height:56px;border-radius:14px;
    display:flex;align-items:center;justify-content:center;
    margin:0 auto 16px;font-size:1.3rem;
    background:linear-gradient(135deg,#1B3C2D,#2A5A3F);color:#C9A84C;
}
.value-card h4{
    font-family:'Playfair Display',serif;font-size:1.15rem;
    font-weight:600;margin-bottom:10px;
}
.value-card p{font-size:.88rem;color:#4A4A4A;line-height:1.65}

/* ---------- SERVICE CARDS ---------- */
.service-cards{
    display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
    margin-top:48px;text-align:left;
}
.service-card{
    padding:32px 28px;border-radius:16px;
    background:#fff;border:1px solid rgba(27,60,45,.06);
    box-shadow:0 4px 20px rgba(0,0,0,.04);
    transition:transform .3s,box-shadow .3s;
}
.solutions-alt .service-card{background:#FAFAF7}
.service-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.08)}
.service-icon{
    width:48px;height:48px;border-radius:12px;
    display:flex;align-items:center;justify-content:center;
    margin-bottom:16px;font-size:1.1rem;
    background:linear-gradient(135deg,#1B3C2D,#2A5A3F);color:#C9A84C;
}
.service-card h4{
    font-family:'Playfair Display',serif;font-size:1.15rem;
    font-weight:600;margin-bottom:4px;
}
.service-tag{
    font-size:.78rem;font-weight:600;color:#C9A84C;
    text-transform:uppercase;letter-spacing:1px;margin-bottom:12px;
}
.service-card>p:last-of-type{font-size:.88rem;color:#4A4A4A;line-height:1.65;margin-bottom:16px}

/* ---------- FEATURES STRIP ---------- */
.features-strip{
    display:flex;flex-wrap:wrap;justify-content:center;gap:12px;
    margin-top:40px;
}
.feature-pill{
    display:flex;align-items:center;gap:8px;
    padding:10px 20px;border-radius:50px;
    background:#1B3C2D;color:#C9A84C;
    font-size:.82rem;font-weight:600;
}
.feature-pill i{font-size:.75rem}

/* ---------- CALCULATOR SECTION ---------- */
.calculator-section{
    padding:80px 0;
    background:linear-gradient(135deg,#1B3C2D 0%,#2A5A3F 100%);
    color:#fff;
}
.calculator-grid{
    display:grid;grid-template-columns:1fr 1fr;gap:60px;
    align-items:center;
}
.calculator-content h2{
    font-family:'Playfair Display',serif;
    font-size:clamp(1.8rem,3.5vw,2.6rem);
    font-weight:700;margin-bottom:20px;line-height:1.2;color:#fff;
}
.calculator-content p{color:rgba(255,255,255,.75);margin-bottom:28px;line-height:1.75}
.calc-card{
    background:rgba(255,255,255,.08);backdrop-filter:blur(10px);
    border:1px solid rgba(255,255,255,.1);
    border-radius:16px;padding:32px;
}
.calc-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0}
.calc-row span{color:rgba(255,255,255,.6);font-size:.9rem}
.calc-row strong{color:#fff;font-size:1.05rem}
.calc-divider{height:1px;background:rgba(255,255,255,.1);margin:8px 0}
.calc-highlight span{color:#C9A84C}
.calc-highlight strong{color:#C9A84C;font-size:1.2rem}

/* ---------- PROCESS SECTION ---------- */
.process-section{
    padding:100px 0;background:#1B3C2D;color:#fff;text-align:center;
}
.process-section .section-label{color:#C9A84C}
.process-section .section-title{color:#fff}
.process-section .section-subtitle{color:rgba(255,255,255,.6)}
.process-steps{
    display:grid;grid-template-columns:repeat(6,1fr);gap:20px;
    margin-top:48px;
}
.process-step{
    padding:28px 16px;border-radius:14px;
    background:rgba(255,255,255,.04);
    border:1px solid rgba(255,255,255,.06);
    transition:background .3s;
}
.process-step:hover{background:rgba(255,255,255,.08)}
.step-number{
    font-family:'Playfair Display',serif;font-size:2rem;
    font-weight:700;color:#C9A84C;margin-bottom:12px;
}
.process-step h4{font-size:.9rem;font-weight:600;margin-bottom:8px}
.process-step p{font-size:.78rem;color:rgba(255,255,255,.55);line-height:1.6}

/* ---------- FOOTER DISCLAIMER ---------- */
.footer-disclaimer{
    font-size:.8rem;color:#C9A84C;font-weight:600;
    text-align:center;margin-bottom:16px;
    padding:12px 20px;border-radius:8px;
    background:rgba(201,168,76,.08);
    border:1px solid rgba(201,168,76,.15);
}

/* ---------- PLANNING SECTION ---------- */
.planning-section{padding:100px 0;background:#FAFAF7}
.planning-grid{
    display:grid;grid-template-columns:1fr 1fr;gap:60px;
    align-items:center;
}
.planning-grid-reverse{direction:rtl}
.planning-grid-reverse>*{direction:ltr}
.planning-content h2{
    font-family:'Playfair Display',serif;
    font-size:clamp(1.8rem,3.5vw,2.6rem);
    font-weight:700;margin-bottom:20px;line-height:1.2;
}
.planning-content p{color:#4A4A4A;margin-bottom:24px;line-height:1.75}
.planning-features{display:flex;flex-direction:column;gap:24px}
.planning-feature{
    display:flex;gap:16px;align-items:flex-start;
    padding:20px 24px;background:#fff;border-radius:12px;
    border:1px solid rgba(27,60,45,.06);
    box-shadow:0 4px 16px rgba(0,0,0,.03);
}
.feature-check{
    width:32px;height:32px;border-radius:8px;flex-shrink:0;
    background:#1B3C2D;color:#C9A84C;
    display:flex;align-items:center;justify-content:center;
    font-size:.8rem;margin-top:2px;
}
.planning-feature strong{display:block;margin-bottom:4px;font-size:.95rem}
.planning-feature p{font-size:.85rem;color:#4A4A4A;margin:0}

/* Dark planning */
.planning-dark{background:#1B3C2D;color:#fff}
.planning-dark .planning-content h2{color:#fff}
.planning-dark .planning-content p{color:rgba(255,255,255,.75)}
.planning-dark .image-placeholder{
    background:linear-gradient(135deg,#2A5A3F 0%,#3d7a5a 100%);
    color:rgba(255,255,255,.15);
}

/* ---------- AWARDS ---------- */
.awards-section{padding:100px 0;background:#fff;text-align:center}
.awards-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
    margin-top:48px;
}
.award-card{
    padding:36px 28px;border-radius:16px;
    background:#FAFAF7;border:1px solid rgba(27,60,45,.06);
    transition:transform .3s,box-shadow .3s;
    position:relative;overflow:hidden;
}
.award-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.08)}
.award-year{
    position:absolute;top:16px;right:20px;
    font-size:.75rem;font-weight:700;color:#C9A84C;
    background:rgba(201,168,76,.12);padding:4px 10px;border-radius:20px;
}
.award-icon{
    width:52px;height:52px;border-radius:14px;
    display:flex;align-items:center;justify-content:center;
    margin:0 auto 16px;font-size:1.2rem;
    background:linear-gradient(135deg,#1B3C2D,#2A5A3F);color:#C9A84C;
}
.award-card h4{
    font-family:'Playfair Display',serif;font-size:1.05rem;
    font-weight:600;margin-bottom:8px;line-height:1.35;
}
.award-card p{font-size:.82rem;color:#8A8A8A}

/* ---------- QUOTE / ABOUT ---------- */
.quote-section{padding:100px 0;background:#F5F2EB}
.quote-grid{
    display:grid;grid-template-columns:1fr 1.2fr;gap:60px;
    align-items:center;
}
.quote-content h2{
    font-family:'Playfair Display',serif;
    font-size:clamp(1.8rem,3.5vw,2.6rem);
    font-weight:700;margin-bottom:20px;line-height:1.2;
}
.quote-content>p{color:#4A4A4A;margin-bottom:28px;line-height:1.75}
blockquote{
    position:relative;padding:28px 32px;
    background:#fff;border-radius:16px;
    border-left:4px solid #C9A84C;
    box-shadow:0 4px 24px rgba(0,0,0,.04);
}
blockquote p{
    font-style:italic;font-size:1rem;
    color:#1A1A1A;line-height:1.75;margin-bottom:16px;
}
blockquote footer{display:flex;flex-direction:column}
blockquote footer strong{font-size:.95rem;color:#1B3C2D}
blockquote footer span{font-size:.8rem;color:#8A8A8A}

/* ---------- TESTIMONIALS ---------- */
.testimonials-section{padding:100px 0;background:#fff;text-align:center}
.google-rating{
    display:flex;align-items:center;justify-content:center;
    gap:10px;margin-bottom:48px;
}
.stars{color:#F4B400;font-size:1.2rem;display:flex;gap:2px}
.rating-score{font-family:'Playfair Display',serif;font-size:1.6rem;font-weight:700;color:#1B3C2D}
.rating-label{font-size:.9rem;color:#8A8A8A}
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:left}
.testimonial-card{
    padding:32px 28px;border-radius:16px;
    background:#FAFAF7;border:1px solid rgba(27,60,45,.06);
    display:flex;flex-direction:column;
    transition:transform .3s,box-shadow .3s;
}
.testimonial-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.08)}
.testimonial-stars{color:#F4B400;font-size:.9rem;margin-bottom:16px;display:flex;gap:2px}
.testimonial-card>p{flex:1;font-size:.92rem;color:#4A4A4A;line-height:1.7;margin-bottom:20px}
.testimonial-author{display:flex;align-items:center;gap:12px}
.author-avatar{
    width:44px;height:44px;border-radius:50%;flex-shrink:0;
    background:#1B3C2D;color:#C9A84C;
    display:flex;align-items:center;justify-content:center;
    font-weight:700;font-size:.85rem;
}
.testimonial-author strong{display:block;font-size:.9rem}
.testimonial-author span{font-size:.78rem;color:#8A8A8A}

/* ---------- INSIGHTS ---------- */
.insights-section{padding:100px 0;background:#FAFAF7;text-align:center}
.insights-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;text-align:left}
.insight-card{
    border-radius:16px;overflow:hidden;background:#fff;
    border:1px solid rgba(27,60,45,.06);
    box-shadow:0 4px 20px rgba(0,0,0,.04);
    transition:transform .3s,box-shadow .3s;
}
.insight-card:hover{transform:translateY(-6px);box-shadow:0 12px 40px rgba(0,0,0,.08)}
.insight-image{position:relative;overflow:hidden}
.insight-tag{
    position:absolute;top:16px;left:16px;
    background:#1B3C2D;color:#fff;padding:4px 12px;
    border-radius:20px;font-size:.72rem;font-weight:600;
    letter-spacing:.5px;text-transform:uppercase;
}
.insight-body{padding:24px}
.insight-body h4{
    font-family:'Playfair Display',serif;font-size:1.1rem;
    font-weight:600;margin-bottom:10px;line-height:1.4;
}
.insight-body p{font-size:.88rem;color:#4A4A4A;margin-bottom:16px;line-height:1.65}

/* ---------- FAQ ---------- */
.faq-section{padding:100px 0;background:#fff;text-align:center}
.faq-list{max-width:800px;margin:0 auto;text-align:left}
.faq-item{
    border-bottom:1px solid rgba(27,60,45,.08);
}
.faq-question{
    width:100%;display:flex;justify-content:space-between;align-items:center;
    padding:22px 0;font-size:1rem;font-weight:600;color:#1A1A1A;
    text-align:left;
}
.faq-question i{
    color:#C9A84C;font-size:.8rem;flex-shrink:0;
    transition:transform .3s;
}
.faq-item.active .faq-question i{transform:rotate(45deg)}
.faq-answer{
    max-height:0;overflow:hidden;transition:max-height .4s ease,padding .4s ease;
}
.faq-item.active .faq-answer{max-height:300px;padding-bottom:22px}
.faq-answer p{font-size:.92rem;color:#4A4A4A;line-height:1.75}

/* ---------- CONTACT ---------- */
.contact-section{
    padding:100px 0;text-align:center;
    background:linear-gradient(180deg,#F5F2EB 0%,#FAFAF7 100%);
}
.contact-grid{
    display:grid;grid-template-columns:1.3fr 1fr;gap:48px;
    text-align:left;
}
.contact-form{
    background:#fff;padding:40px;border-radius:20px;
    box-shadow:0 8px 40px rgba(0,0,0,.06);
}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}
.form-group{display:flex;flex-direction:column}
.form-group.full-width{margin-bottom:20px}
.form-group label{
    font-size:.82rem;font-weight:600;color:#1A1A1A;
    margin-bottom:6px;
}
.form-group input,.form-group textarea{
    padding:14px 16px;border-radius:10px;
    border:1.5px solid rgba(27,60,45,.12);
    background:#FAFAF7;font-size:.92rem;color:#1A1A1A;
    transition:border-color .3s,box-shadow .3s;
    outline:none;
}
.form-group input:focus,.form-group textarea:focus{
    border-color:#1B3C2D;
    box-shadow:0 0 0 3px rgba(27,60,45,.08);
}
.form-group input::placeholder,.form-group textarea::placeholder{color:#8A8A8A}
.contact-info-side{display:flex;flex-direction:column;gap:24px}
.contact-card{
    display:flex;gap:16px;align-items:center;
    padding:24px;border-radius:16px;
    background:#1B3C2D;color:#fff;
}
.contact-card-icon{
    width:48px;height:48px;border-radius:12px;flex-shrink:0;
    background:rgba(201,168,76,.15);color:#C9A84C;
    display:flex;align-items:center;justify-content:center;font-size:1.1rem;
}
.contact-card strong{display:block;font-size:.85rem;color:rgba(255,255,255,.7)}
.contact-card a{color:#C9A84C;font-size:1.25rem;font-weight:700;display:block}
.contact-card span{font-size:.8rem;color:rgba(255,255,255,.6)}
.office-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.office-card{
    padding:20px;border-radius:14px;
    background:#fff;border:1px solid rgba(27,60,45,.08);
    box-shadow:0 4px 16px rgba(0,0,0,.04);
}
.office-card h4{
    font-size:.88rem;font-weight:700;color:#1B3C2D;
    margin-bottom:8px;display:flex;align-items:center;gap:6px;
}
.office-card h4 i{color:#C9A84C;font-size:.75rem}
.office-card p{font-size:.82rem;color:#4A4A4A;margin-bottom:8px;line-height:1.6}
.office-card a{color:#1B3C2D;font-weight:600;font-size:.88rem}
.office-card a:hover{color:#C9A84C}
.newsletter{
    padding:24px;border-radius:14px;
    background:#fff;border:1px solid rgba(27,60,45,.08);
    box-shadow:0 4px 16px rgba(0,0,0,.04);
}
.newsletter p{font-size:.88rem;color:#4A4A4A;margin-bottom:12px;line-height:1.6}
.newsletter-row{display:flex;gap:8px}
.newsletter-row input{
    flex:1;padding:12px 16px;border-radius:10px;
    border:1.5px solid rgba(27,60,45,.12);
    background:#FAFAF7;font-size:.88rem;outline:none;
}
.newsletter-row input:focus{border-color:#1B3C2D}
.newsletter-row .btn{padding:12px 18px;border-radius:10px}

/* ---------- FOOTER ---------- */
.site-footer{background:#152E22;color:rgba(255,255,255,.8);padding:80px 0 0}
.footer-top{
    display:grid;grid-template-columns:1.2fr 2fr;gap:60px;
    padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.08);
}
.footer-brand .logo{margin-bottom:20px}
.footer-brand>p{font-size:.88rem;line-height:1.7;color:rgba(255,255,255,.6);margin-bottom:24px}
.footer-social{display:flex;gap:12px}
.footer-social a{
    width:38px;height:38px;border-radius:10px;
    display:flex;align-items:center;justify-content:center;
    background:rgba(255,255,255,.06);color:rgba(255,255,255,.6);
    font-size:.9rem;transition:all .3s;
}
.footer-social a:hover{background:#C9A84C;color:#1B3C2D}
.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.footer-col h5{
    font-size:.85rem;font-weight:700;color:#fff;
    margin-bottom:16px;letter-spacing:1px;text-transform:uppercase;
}
.footer-col li{margin-bottom:10px}
.footer-col a{font-size:.88rem;color:rgba(255,255,255,.55);transition:color .3s}
.footer-col a:hover{color:#C9A84C}
.footer-bottom{padding:32px 0;text-align:center}
.footer-regulatory{
    font-size:.75rem;color:rgba(255,255,255,.35);
    line-height:1.8;max-width:960px;margin:0 auto 16px;
}
.footer-copy p{font-size:.8rem;color:rgba(255,255,255,.4)}

/* ---------- BACK TO TOP ---------- */
.back-to-top{
    position:fixed;bottom:32px;right:32px;
    width:48px;height:48px;border-radius:14px;
    background:#1B3C2D;color:#C9A84C;
    display:flex;align-items:center;justify-content:center;
    font-size:1rem;box-shadow:0 4px 20px rgba(0,0,0,.15);
    opacity:0;visibility:hidden;transform:translateY(10px);
    transition:all .3s;z-index:900;
}
.back-to-top.visible{opacity:1;visibility:visible;transform:translateY(0)}
.back-to-top:hover{background:#C9A84C;color:#1B3C2D}

/* ---------- ANIMATIONS ---------- */
[data-animate]{opacity:0;transform:translateY(30px);transition:opacity .7s ease,transform .7s ease}
[data-animate="fade-right"]{transform:translateX(-30px)}
[data-animate="fade-left"]{transform:translateX(30px)}
[data-animate].animated{opacity:1;transform:translate(0)}

/* ---------- RESPONSIVE ---------- */
@media(max-width:1024px){
    .solutions-grid,.planning-grid,.planning-grid-reverse,
    .quote-grid,.contact-grid,.calculator-grid{
        grid-template-columns:1fr;gap:40px;
    }
    .planning-grid-reverse{direction:ltr}
    .footer-top{grid-template-columns:1fr}
    .values-row,.awards-grid,.testimonials-grid,.insights-grid{
        grid-template-columns:repeat(2,1fr);
    }
    .service-cards{grid-template-columns:repeat(2,1fr)}
    .process-steps{grid-template-columns:repeat(3,1fr)}
}

@media(max-width:768px){
    .top-bar-left{flex-direction:column;gap:4px}
    .top-bar{padding:6px 0;font-size:.75rem}
    .mode-tab{padding:8px 20px;font-size:.8rem}

    /* Mobile nav */
    .main-nav{
        position:fixed;top:0;right:-100%;width:85%;max-width:360px;height:100vh;
        background:#1B3C2D;flex-direction:column;justify-content:flex-start;
        padding:80px 24px 32px;z-index:999;
        transition:right .4s ease;overflow-y:auto;
        box-shadow:-4px 0 30px rgba(0,0,0,.2);
    }
    .main-nav.open{right:0}
    .nav-list{flex-direction:column;align-items:stretch;gap:0;width:100%}
    .nav-item>a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.06)}
    .dropdown{
        position:static;opacity:1;visibility:visible;transform:none;
        box-shadow:none;background:rgba(255,255,255,.03);
        border-radius:0;padding:0 0 0 16px;
        max-height:0;overflow:hidden;transition:max-height .3s ease;
    }
    .has-dropdown.open .dropdown{max-height:400px}
    .dropdown li a{color:rgba(255,255,255,.7);padding:10px 0}

    .mobile-toggle{display:flex}
    .mobile-toggle.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
    .mobile-toggle.active span:nth-child(2){opacity:0}
    .mobile-toggle.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

    /* Mobile overlay */
    .nav-overlay{
        position:fixed;inset:0;background:rgba(0,0,0,.5);
        z-index:998;opacity:0;visibility:hidden;transition:all .3s;
    }
    .nav-overlay.active{opacity:1;visibility:visible}

    .hero-text h1{font-size:clamp(1.8rem,7vw,2.8rem)}
    .hero-content{padding:80px 0 60px}
    .hero-logos-inner{gap:20px;justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap;padding-bottom:8px}
    .logo-badge{flex-shrink:0}

    .values-row,.awards-grid,.testimonials-grid,.insights-grid,.service-cards{
        grid-template-columns:1fr;
    }
    .process-steps{grid-template-columns:repeat(2,1fr)}
    .form-row{grid-template-columns:1fr}
    .office-cards{grid-template-columns:1fr}
    .contact-form{padding:24px}

    .footer-links{grid-template-columns:1fr 1fr}

    .solutions-section,.planning-section,.awards-section,
    .quote-section,.testimonials-section,.insights-section,
    .faq-section,.contact-section{
        padding:60px 0;
    }
}

@media(max-width:480px){
    .container{padding:0 16px}
    .top-bar-right{display:none}
    .footer-links{grid-template-columns:1fr}
    .hero-text h1{font-size:1.8rem}
}